Your trusted, regulated co-operative bank in Richards Bay offering secure savings and quick loans since 1998.
Become a Member TodayEmpowering our community through structured growth.
Build your safety net with our Standard Savings. Contribute a minimum of R200 monthly, earn 4% annual interest, and access your funds when needed.
Access responsible credit based on your savings history. We offer Long-Term Loans up to 18 months and Quick Loans for unexpected emergencies.
Maximise your returns with our Fixed Investment plan. Contribute a minimum of R500 and earn a guaranteed 7% annual interest over a 12-month period.
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"Ziphakamise helped me secure a quick loan when my car broke down. The process was transparent and the staff are incredibly helpful."
"I've been saving with them for 5 years. Watching my dividends grow and knowing my money helps the community is a great feeling."
"The transition from Bell Equipment to a fully registered co-op bank has been amazing. Highly recommend them for savings."