Ziphakamise Co-operative Bank has been serving the Richards Bay community since its inception in 1998. Officially registered as a Co-operative Bank in 2017, we operate under the principles of a co-operative, meaning we are owned and controlled by our members. Each member has an equal say in our operations, ensuring that our services truly meet the needs of our community.
To be the best performing Co-operative Bank in KwaZulu Natal while empowering our members and community financially and socially.
To be dynamic self-sustaining member owned financial Co-operative operated on safe sound Co-operative and business principles to empower all our members and provide them with the most affordable services that meet their needs.
We believe in the power of collective effort and the strength of our community.
We maintain the highest standards of honesty and ethical behavior.
We are dedicated to empowering our members through financial education and support.
We welcome all individuals living or working within the city of uMhlathuze.
Together, we can achieve great financial success and build a better future. Learn more about how you can become a member today